Monday 19 October 2015

Top Small Business Software for 2015

Not all software is created equally. Here are a few of the top small business software solutions to consider in 2015.

Having the right software for your business needs can mean the difference between getting things done or... having tasks linger, unaddressed, on your to-do list.
Unfortunately, most top software companies often focus on larger businesses, rather than small enterprises. As a result, many of their solutions are either unaffordable or loaded with features smaller companies don't need.
Not all software is this way. More and more, software providers are offering small business versions of their enterprise solutions or are targeting the small business market with programs uniquely designed to meet its needs. If you're in the market for a new tool, here are a few of the top small business software solutions to consider in 2015.

Accounting

If you're like most entrepreneurs, chances are you're good at what you do--but significantly less practiced at the administrative side of running a business. But whether you're knowledgeable or not, needs like accounting must be taken care of. Any of the following tools will help get your books in order, whether you do so in order to manage your own finances or to pass your information on to your CPA.

QuickBooks

One of the most recognized names in small business accounting, QuickBooks offers both desktop and online versions (depending on the needs of your company and the experience of your team members), you may prefer one over the other. Regardless of the option you choose, Quickbooks is reasonably affordable, though taking full advantage of the program does require a bit of training.
As an added bonus, most accounting firms are experienced with QuickBooks. If you plan to seek outside support for your business's finances, give this program a shot, as its widespread familiarity will make transmitting your data to your accountant a snap.

FreshBooks

If QuickBooks proves to be a bit of an overkill for your startup's needs, check out FreshBooks. This cloud-based accounting software program is easier to use than QuickBooks and supports over 50 integrations--including payroll and email programs. FreshBooks features a 30 days free trial and subscription-based pricing from $19.95 per month up to $39.95 per month after this period.

Wave Accounting

Another cloud-based accounting tool, Wave Accounting has been named the best free accounting software for small businesses by Business News Daily. It's important to note that Wave is for very small businesses--in particular, companies with fewer than 10 staff members will get the most out of this QuickBooks alternative. That said, it provides excellent functionality for free, with free user forums for support or live support packages starting at $9 per month if your needs are more complex.

Human Resources

Scaling your startup by bringing on employees is a major milestone for small businesses. But despite the game-changing nature of this step forward, few entrepreneurs take the time to fully address their human resources needs or to implement the HR technologies that can streamline these systems.
Instead of letting your human resources needs get out of control as you expand, put one of the following tools into place as soon as possible:

Zenefits

This all-in one human resource software program gives you access to benefits management, payroll processing, onboarding tools and more. Even better, many Zenefits features can be set to run automatically after your initial configuration, significantly reducing the amount of time you need to spend on these tasks on an ongoing basis.
As an added bonus, if your small business uses contractors rather than--or in addition to--regular employees, Zenefits makes it easy to manage their details as well, allowing you to track their compensation and handle their tax needs from within a single program.

BambooHR

Like Zenifits, BambooHR is a cloud-based HR system that's simple interface and intuitive design make it a great fit for small and medium sized businesses. Although the program is exclusively an online human resource information system, it does integrate with other payroll solutions or applicant tracking software, giving you easy access from one central dashboard.

sumHR

Finally, sumHR is a great small business HR software program that focuses on attendance, leave, and payroll functions. If you're looking to take your employee directory out of the spreadsheets and into a professional program, sumHR may be the solution for you. The company is also planning on adding new features soon, including reporting and performance reviews, making it one to watch into the future.

Scheduling

Plenty of small businesses have scheduling concerns to deal with, whether yours come in the form of hourly workers or customer appointments to be booked. But despite the widespread nature of this problem, many of these companies still rely on outdated pen and paper scheduling books which are both time-consuming to manage and vulnerable to human error.
There's got to be a better way--and there is! Check out any of the following programs for your scheduling needs:

When I Work

Scheduling staff hours doesn't have to be difficult--When I Work makes the process intuitive and simple, helping to reduce absences and avoid employee miscommunications. When I Work offers mobile accessibility so that staff can see their schedules, trade shifts among themselves and request time off while on-the-go. The program's pricing comes as a monthly subscription fee that's based on the number of staff you manage--up to 20 staff can be scheduled for $29 per month.

Booker

If you have clients that need to make appointments or you offer classes that your customers need to sign up for, Booker makes it easy. Once installed, you can attract customers from your website or social media profile and bring them to a central site where they can then book appointments. The site is optimized for mobile users, making it easy to build relationships with clients through the program's provided messaging and retention tools.

Genbook

Another solution for online booking, Genbook allows your customers to book appointments while also giving you the tools needed to manage your business, staff, and reputation. Genbook allows your former customers to post reviews of your company, giving you immediate credibility with new clients. Your staff can access the schedule and receive reminders, and you can publish promotions and share them on social media. To give this innovative program a try, take advantage of Genbook's 30-day free trial (post-trial prices range from $20-$70 per month).
Small business software can be a difficult world to navigate, but the good news is that there are plenty of companies out there doing it right. Whether you need help with your accounting, human resources or scheduling needs, the software listed above will help launch your company successfully into 2015.

Five Ways to Make Money Online From Home

PHOTO: Check out these new websites for your next travel plans.

It pays to cast your financial net online, where possibilities abound.

Monetizing your expertise -- whether in social networking or transcribing -- is one way to make money while sitting at your computer at home. But others also are popping up, such as taking online surveys or even predicting election results.

The good part: You don't have to pay a dime. And with some sites, you can start to make money online immediately. Most of these gigs are small, steady streams of cash. But they can add up to steady earnings over time.

To avoid scams, forget unknown or untested sites with big promises. "Find out if the site is legitimate," says Nick Mokey, associate editor of DigitalTrends.com. "How long has it been around? And what are they asking you to do?"

Also, keep a clock running so you can maximize your income without wasting your time. Follow these rules, and you'll find the Internet awash in moneymaking opportunities.

Pitch products online

Pitching other people's products is one of the Internet's best-paying gigs.

One method is being an affiliate at a mega-site such as Amazon.com, where commissions are up to 25 percent. Anytime anyone buys a product you're pitching, you get a cut. And you can choose from more than a million products, including gift cards or computers.

At ClickBank, commissions are even higher -- up to 75 percent -- and there are more than 50,000 products to choose from. Signing up is free.

On the downside, some ClickBank products can be of poor quality, says Bethany Mooradian, owner of QueenoftheRandomJob.com. So some products are easier to pitch than others. One solution is to buy the product ahead of time to assess its quality, she says.

Dish out answers

If you're an information junkie, this gig is for you.

There are several to choose from to make money online. At kgbanswers.com and JustAnswer.com, you become an expert after taking a brief test. At these websites, a customer asks a question and receives an answer from an "expert." At kgbanswers, answers come via your smartphone. At JustAnswers, answers come via email or text message. Both offer subscription and per-question alternatives.

Brainiacs are also welcome at ChaCha, which pays you small amounts of money for completing guide tasks. Advice runs the gamut from solving puzzles to answering questions on set subjects. Payouts can be small but steady.

Building a following on ChaCha is the hardest part, though, Mooradian says. The reason: You're listed along with 62,000 other experts. Also, ChaCha rates are pretty slim, ranging from 1 cent to 20 cents per task. Though savvy experts can make money online, don't give up your day job.

Perform a microgig

You can offer your services online at task marketplaces such as fiverr.com or Zaarly.com. At fiverr, workers fulfill tasks starting at $5 per job. Zaarly.com offers a similar service. It has launched its first storefront in San Francisco but has workers performing tasks all around the U.S.

Or, even better, head to Amazon Mechanical Turk, or MTurk.com, says Mokey. More than 200,000 tasks are listed there to make money online, with varying pay and work requirements. Once a task is completed, payments are deposited in your Amazon Payments account.

"In the worldwide marketplace of today, your skills can be used for anything, including mapping," Mokey says. However, you're also competing against people in developing nations who are willing to work for pennies, he says.

To maximize earnings, evaluate tasks carefully.

Can you make accurate predictions?

Are you good at forecasting election results or the price of gold?

Then predictive sites are for you. Introduced by the Chicago Board Options Exchange in 2008, binary options are financial contracts that let you earn money by predicting the rise or fall of financial assets. You can buy them at binary option brokers.

The website Intrade is another twist in prediction-making. You can predict hundreds of events -- such as presidential election results or Academy Award winners -- by buying shares if you think the event will happen or selling shares if you think it won't happen. If your prediction is accurate, you make money. If it isn't, you lose money.

"Some power users buy thousands of shares at a time," says Carl Wolfenden, exchange operations manager at Dublin-based Intrade.com. "Others put $50 down and hold their shares. It's a lot of fun."

You should be warned that you can lose your entire investment, Wolfenden says. On the winning side, your money-making potential is unlimited.

Take an online survey

Put your money where your mouth is by giving advertisers your opinions.

To find a job, head to websites such as MindFieldOnline.com, GlobalTestMarket.com or ZoomPanel.com, Mooradian says. They offer points and rewards for taking wide-ranging opinion surveys.

Another site, eJury.com, will pay you for being part of online mock juries, Mooradian says. EJurors are paid $5 to $10 per verdict.

The attorney prepares the case submission, which consists of facts from the perspective of each party. EJury converts the attorney's case submission into an HTML format and posts it to a secure location on the website where only eJurors can access the case. EJurors review the facts of the case and answer questions, each clicking a "submit verdict" button upon completion.

But don't expect big paydays. "Surveys are good for making pocket change," Mooradian says. "Payouts are only pennies to a few dollars per survey."

The 3 BEST casino games to win big

Are you planning to beat the heat inside a cool casino this summer?
Before you go, you may want to know which games give you the best chance of winning.
Table Games Your Best Bet
Casino floor manager Jay Bean agreed to sit down with us and talk about the games with the best odds.
He says many people don't realize that table games have much better odds than slots. They are intimidated by thoughts of card sharks taking their money, with images of an intense Texas Hold 'Em tournament in their minds, and so they stick with the safe games: The slots.
But they are doing themselves a disservice, he says.
Bean's advice? After you've spent some time on the slot machines, move on to the Blackjack table, and start by just observing.

1. Blackjack

Blackjack has the best odds of winning, with a house edge of just 1 percent in most casinos, Bean said.
Plus, you are playing against only the dealer, not hooded poker champions.
"Blackjack is one of our easiest games to play," Bean said. "You're just looking for a number that beats the dealer's number without going over 21."
If you're a novice, Bean says sit down during a less busy time, such as the afternoon, and the dealer will walk you through the game.
But the same is not true with poker: You should practice the game with your friends first, at home, Bean says, until you are comfortable with it. Bean says novices are best off passing on the poker tables, where yes, the competition can be tough.
You can find out more information about the game of blackjack.

2. Craps

So from the Blackjack table, he suggests moving on to the dice game Craps, the game with the second best odds, also nearly 50-50.
The Craps table can be a bit intimidating for the beginner with all the boxes on the table, Bean admits. But it's really not tough, and it has one of your best chances of winning. In the end, all you are really doing is betting on a dice roll.
You can find more information on craps.

3. Roulette

Bean says your next stop should be the Roulette wheel. It's simple, and pays fairly well.
"So you bet on your favorite numbers," Bean said. "The dealer spins, and if your number comes in you win."
If you stick to betting on just Reds or Blacks, you have nearly a 50-50 chance of walking away a winner. If it lands on red when you choose red, you will double your bet, Bean explains.
While it may seem you have an even chance of winning by simply choosing a color, there is one catch that gives the house its edge: the extra green 0 and 00 position on the wheel. It's on all American roulette wheels.
Or, if you feel lucky, play just one number. It's hard to win, but if you do it pays out 36 to 1.
You can find more information on roulette.
Worst Odds

Your worst odds? The casinos, understandably, did not want to talk about games with poor odds.

So we turned to Forbes Magazine, which in a report about Best Bets at the Casino , says two popular games -- the Wheel of Fortune and the ever-popular slot machines -- have the lowest odds of winning, with a house edge of 10 percent or more.

The Experts Agree

Professor of Analytics Michael Magazine has crunched the numbers, and agrees that blackjack is the best way to go home with money in your pockets. He says if you take a little time to learn the game, you have the best odds of winning.

"You are somewhere between 44 percent to 48 percent in every single hand of winning," he said, noting that no other casino game gives you odds that good.

But Magazine cautioned that he's not promoting gambling, because he said even games with the best odds still favor the house.

"Play it long enough and you will lose. In the long term the house doesn't lose," Magazine said.

Top 15 Most Popular Health Websites

Top 15 Most Popular Health Websites | October 2015

Here are the top 15 Most Popular Health Sites as derived from our eBizMBA Rank which is a continually updated average of each website's Alexa Global Traffic Rank, and U.S. Traffic Rank from both Compete and Quantcast."*#*" Denotes an estimate for sites with limited data.

Lelong

Malaysia Alexa Rank: 15
Facebook Likes: 161,000+
Description: Popular malaysian online shopping and auction site, offering handphones, computers, cameras, fashion accessories and more.
As you can see from its Alexa rank, Lelong is one of the most visited websites in Malaysia. It is the Malaysian version of eBay, and is an online auction and shopping website. As its name suggests, Lelong offers products at low prices and has over 10,000 active sellers. Although their website appears cluttered and confusing, on closer inspection you will see that all their items are carefully sorted into various distinct categories.
Unlike some other online shopping websites, you can find practically anything on Lelong.com.my – anything from computer accessories to houses. This website is very popular among Malaysians for cosmetics, clothing, and electronic gadgets. The site offers a search engine to help you find what you want; it’s right at the top of the home page.
Offers and special items are categorized as Quick Grabs, Hot Items, Sales, Auctions, Hot Reserves, and so on, to ensure that shoppers never miss an exciting offer. The site offers products from well-known international and local brands at extremely discounted rates. Some of the brands that you can find on the website include Mango, Nike, HTC, Apple and Samsung. Lelong is also a great place for vendors, as almost 70% of all items posted end up being sold – this is why you can find so many brands on Lelong. Additionally, this online shopping website offers tutorials to assist you in buying, selling, bidding on items, becoming a member, and paying for purchases.
Lelong Payment Options: Depends on vendor.
Lelong Return Policy: Depends on vendor.
Malaysian Currency accepted: Yes.
Lelong Shipping Charges and Time: Depends on vendor.

10 things rich people know that you don’t

As a financial adviser, I have occasionally found myself feeling envious of certain clients. Not because of their wealth — but because they were disciplined and determined enough to do all the right things that enabled them to accumulate their wealth and, in many cases, retire early. Despite my expertise, I, like a lot of people, sometimes struggle not to do the wrong things that make being rich, let alone retiring at all, a pipe dream.
Financially responsible and successful people don’t build their wealth by accident — or overnight. Becoming rich takes serious willpower and long-term vision. You have to be able to keep your eye on the prize of financial freedom, be willing to sacrifice your present wants for the sake of your future and develop good habits to win. Here are 10 habits you can start putting into practice now.

Start early

As the old saying goes: The early bird catches the worm…or, in this case, gets to retire in style. The sooner you put your money to work, the more time it has to grow. Earning a paycheck, whether you are self-employed or work for a company, means the opportunity to contribute to an IRA, which you should seize ASAP. If you’re fortunate enough to get a job with a company that offers a matching contribution to their retirement plan, you need to make it a priority to enroll in the plan as soon as you are eligible. It can be the difference between retiring early and never retiring.

Think about this: If you invested $10,000 and left it to grow for 40 years, assuming an average return per year of 8%, you would end up with over $217,000. But if you waited 10 years and invested $20,000 — twice as much — you would only end up with just over $200,000.
Whatever your situation might be, saving and investing money today is better than waiting until tomorrow. Start now.

Automate

You can be your own worst enemy when it comes to financial success. It’s all too easy to procrastinate and neglect what needs to be done and, meanwhile, give in to temptation and spend more than you should. It’s the perfect recipe for not becoming rich.
The best way to protect yourself from yourself is to automate your savings. That means setting up recurring transfers on a regular basis from your checking account to your savings and investment accounts (or setting up auto deduction from your paycheck to your employer-sponsored retirement plan). This way, you force yourself to avoid bad money habits and save what you would likely otherwise spend. If you haven’t already, set aside 15 minutes on your calendar now to do it. Not later, now. Your rich future self will thank you.

Maximize contributions

When it comes to retirement account contributions, you’ve probably been told to start small and then try to increase the amount by at least 1% every year until you max out. If you’ve been procrastinating, then yes, even a small starting contribution is better than none. The problem is that small efforts can lead to small results. If you want to be rich, you have to save like you mean it. And that means contributing the max amount allowed from the get-go (and at least as much as your employer will match in your 401(k) plan).
This is especially true if you are starting to save later in life and need to play catch up. You might worry that maxing out your contributions will squeeze your cash flow too tightly, but it is easier to get in the habit of spending less if you don’t have that extra to money to spend in the first place. It’s much harder to increasingly scale back your budget year after year to accommodate for increasing contributions.

Never carry credit card balances

Revolving, high-interest debt is one of the biggest threats to your financial freedom. It can seriously drag you down, costing you thousands in unnecessary fees and interest charges — and prevent you from saving more. If you ever want to be rich, you have to ditch the bad habit of carrying credit card balances, along with the minimum payment mentality.
Instead, you need to learn how to use credit wisely, rather than as a crutch, and commit to paying off your balances in full each month. Smart credit card holders know and practice the tricks to maximize rewards, points, discounts and monthly cash flow without getting in over their head. Of course, living within your means is key to your success.

Live like you’re poor

Have you ever met someone who is unassuming and modest and then were surprised to later learn that they are actually rolling in dough? I had an older client who was stuck in 1983: he wore ugly brown suits and running shoes, drove a beat-up baby blue Volvo station wagon and lived in the same modest house he bought 40 years ago. Turns out, this man was an uber-successful entrepreneur and multimillionaire — and even richer because of his humble habits.
Millionaires are all around us, and many of them are probably not who you would think. This is because they smartly live below their means and save their money rather than showcase it. Of course, it’s easy to live below your means when you have millions, but even if you have far less, getting into the habit of spending minimally now will help you have a lot more later. The trick is adopting a “less is more” mentality and sticking with it, even when your income and net worth increase in the future.

Avoid temptation

The temptation to live large and beyond our means is all around us: TV, magazines, friends, family, colleagues, “the Joneses.” It is nearly impossible to escape the pressure to spend, spend and then spend some more. The problem is that overspending often leads to debt accumulation, undersaving and long-term financial insecurity.
Force yourself to avoid negative financial influences as much as possible. That means going cold turkey: Avoid malls, unsubscribe from all those retail emails and don’t sign up for new ones and say “no” to invitations that you know will cost you.

Then, replace these temptations with things that motivate you.

Be goal-oriented

Have you hit a snag with your office mentor?

Young employees sometimes hit snags in their relationships with their office mentors but there are ways to salvage the relationship.

Goals inspire us, motivate us and give us purpose. Many of us have common goals, such as paying off debt, buying a house and retiring by a certain age. Maybe you have another goal of starting your own business or buying a second home. Unfortunately, goals are easily overshadowed by the daily stresses of life and all too often forgotten and neglected. When goals are just fleeting thoughts in your mind, they lose their meaning and influence over your behavior. This leads to bad financial habits, and your dream of becoming rich stays just that — a dream.
To make it a reality, stay focused on your goals by committing the time to think about them, prioritize them and assign a target saving amount to each of them if possible. Then you should display your goals in places where you can be reminded on a regular basis, which will keep you accountable and help you stay on track.

Get educated

Successful investors take the time to study key financial concepts, learn the dos and don’ts and stay abreast of current trends. They take advantage of opportunities to strengthen and expand their understanding and expose themselves to financial information on a daily basis. Take a cue from them and subscribe to The Wall Street Journal NWS, +0.07% , watch CNBC CMCSA, -0.80% , pick up Fortune TIME, +1.48% instead of a gossip magazine and follow financial experts on Twitter TWTR, +1.75% . Become a devoted student of money, and you can master the science of getting rich.
Be careful not to overwhelm yourself, and only follow advice from credible sources, so you don’t fall victim to progress paralysis or unsuitable and potentially dangerous investments.

Diversify your portfolio

Successful investors also know not to put all of their money eggs in one basket—or two baskets, for that matter. They spread their wealth across a variety of investments, from stocks, mutual funds, ETFs and bonds, to real estate, collectibles and startups. A diversified portfolio means that you can potentially take advantage of multiple sources of growth and protect yourself from financial ruin if one of your investments bombs.
An easy way to achieve diversification is to invest in an asset-allocation fund, such as a target-date fund or “life strategy” fund that is based on your risk tolerance. And if you don’t have the means to buy property outright, you can explore investing in real estate mutual funds, ETFs or investment trusts (REITs), which can even offer steady income in some cases. Learn more about crowdfunding, which now gives the average investor the ability to support startup companies. Just be careful not to concentrate your money too heavily in any one investment.

Spend money to make money

Warren Buffett

It’s true that there’s a price to pay for wealth, but unless you’re Warren Buffett, it is not gambling — and losing — on stock picking. Impulse, naiveté, and emotions, particularly greed and fear, can seriously hinder your chances of being rich if you let them. The best way to protect yourself and get a step up on your financial goals is to first invest in a team of financial professionals. This means hiring a qualified and experienced financial adviser, accountant and in complex cases, an estate planner. Yes, working with pros will cost you, and you can still do some DIY investing, but their objectivity, expertise, personalized guidance and ongoing monitoring can be well worth it (and relieve you of the huge burden of figuring it all out on your own).
Make sure that you interview several candidates so you can find pros you trust, feel comfortable with and whose approach is a good fit for your situation. And even if you work with an adviser, make sure that you’re still involved and aware of where your money is going — and why.

5 To do Tips after a California Car Accident

Any California resident is in threat of getting involved in a car accident as data suggest. According to the National Highway Traffic Safety Administration (NHTSA), in the year 2006, more than 4,000 people were killed in car accidents in the state. Because of the relatively high fatality rate involving road accidents in California, it is necessary for state residents, especially motorists and pedestrians, to know the steps they should do in case they get involved in a traffic mishap. Even if you are a responsible and safe driver, you are not accident-proof because there are certain California drivers who care less about their own and other people’s safety. Hence, it is vital for you to know beforehand the information about claiming for personal injury damages. The following are some of the tips you can do in case you get involved or injured in a car accident in California.

1. Seek medical attention right away

You first priority if you got involved in a car accident is your health. No matter how minor your injury may seem, it is best for you to seek medical treatment promptly because some injuries may appear minor but they can trigger major injuries.

2. Report the incident to authorities

Make sure that you call the police right after the accident. When the authorities arrive at the scene, tell them all the details of the accident, such as the time of mishap, its cause, and other related information. Do not miss any important information as it may lead in incomplete police report.

3. Get the driver’s information

It is necessary for you to get the driver’s personal and contact information, such as his or her full name, address, contact number, driver’s license number, plate number, and other related information.

4. Get witnesses’ information

If there are people who witnessed the accident, it is advisable for you to get their information as they can stand as witnesses in case you decide to claim for personal injury damages.

5. Contact a personal injury lawyer

Under the law, if you were injured in a car accident caused by another individual, you have the right to claim for personal injury damages. Hence, it is advisable for you to hire an accident attorney who can assist you in claiming for compensations. Your lawyer is the one who will give you advices, represent you, and negotiate with the insurance company on your behalf. If the accident happened in Los Angeles, you would find it helpful to hire a Los Angeles car accident attorney who can help you claim for damages.

50 Top High Paying Google AdSense Keywords List

New beginners, Who have no perceive about AdSense earnings and its fundamentals. They invariably try to get luxurious income but this is look like a dream from him. Google AdSense pays of his publishers according to PPC (Pay Per Click) model. Today we will discuss top high paying Google AdSense keywords list for successful blogging journey.

Numerous blogger claims that, Google doesn’t pay enough as expectation. Suppose John have a blog and receive 1500 visitors/Per day and his AdSense account made only 2$ so, its look like a tragic moments for his blog long career. Can john imagine that, 2$ is an achievement goal ? Definitely NOT !!

High Paying Google AdSense Keywords:

As we know that, almost blogger doesn’t determine the article/post tendency,worth,trends and much more aspects. Google Adsense earnings depends on CPC (Click Through Rate), Every single keyword have a CPC high or Low. Some keywords have huge numbers of traffic but CPC low and Some have small numbers of traffic but CPC is high. I have an appropriate collection of high paying Google AdSense keywords, which can help you to increase your AdSense earnings. Review the top 50 high paying keywords list below,

Online casino (110$)
Casino (100$)
Mobile casino (90$)
Make money online Australia (85$)
Casino reviews (54$)
Live casino (50$)
DUI lawyer (47$)
Hire php developers (46$)
Hire php programmers (38$)
Dwi lawyer (38$)
Criminal lawyer (30$)
Service business software (29$)
Criminal defense lawyer (28$)
Php programmers for hire (28$)
Hire php developer (26$)
Bankruptcy lawyer (23$)
Computer science classes online (23$)
Php programmers (21$)
Seo companies (20$)
Best social media platforms for business (20$)
New social media platforms (20$)
Business finance group (20$)
Social media platforms for business (16$)
Custom WordPress theme designer (16$)
Seo services (16$)
Best Seo company (16$)
Business management software (15$)
Best social media platforms (15$)
Seo company (15$)
Online Christmas cards (14$)
Custom Christmas cards (14$)
Photo Christmas cards (13$)
WordPress themes for designers (13$)
WordPress hosting (13$)
Psd to WordPress (12$)
Social media examiner (12$)
Social media management (12$)
Tech school (12$)
Html email (11$)
Social media platforms (11$)
Christmas cards (11$)
Proud Italian cook (11$)
Psd to html (10$)
Italian cooking school (10$)
WordPress theme designers (10$)
Adobe illustrator classes (10$)
Social media strategies (10$)
Learning adobe illustrator (9$)
Social media tools (9$)
Social media campaigns (9$)

Do you know, How these keywords are so precious until few part of keywords have small numbers of traffic. The reason behind this story is that, Competition among advertisers on these precious keywords. Advertisers biding on these keywords through Google AdWords so, sometimes biding cross advertisers budget level and this fluctuation is continuously running there. That is why , Google automatically modify your biding rate while running campaigns. Remember that, Google must ask to advertisers before going to suggested biding mode.
Let us know, if you have more ideas to increase Google AdSense earnings so, share with us without any hesitation. We love to listen your efforts and valuable content. You can convey your opinions or feedback through comment.

The 9 Best Survey Sites to Make Extra Money

Over the last few years I’ve gotten nearly a hundred emails asking me what I thought of survey sites and why I’ve never listed any survey sites on The Penny Hoarder.

Well, the truth is…. it’s just not my favorite way to earn extra money. Personally, I get really bored filling out online forms and I often find that with survey companies, I’m working for only $7-8/hour.

But, it is easy work and if you’re interested in this type of work, I’ve finally put together a list of the best survey sites.

Also, when you first sign up for a survey site they are going to ask you a number of questions about your background/household. And that’s because they need to know your demographics before matching you up with the correct surveys.

It can be a little time consuming, but my recommendation is to signup for all 9 survey sites at once.

And that’s because each survey site is probably only going to be able to match you up with 1 or 2 surveys a month. This way you get a ton of surveys to choose from each month.

Complete all of the surveys you’re offered each month and you could probably earn $50 or more each month.

Without further ado, here are the 9 best survey sites…

1. SwagBucks – This is a definitely a reader favorite, because of the wide variety of ways to make extra cash beyond taking surveys. They are also famous for handing out free Swagbucks at random just for being a member.

You can redeem your points (they’re called SB) for gift cards to a number of popular retailers, including Amazon.com. Sign up for Swagbucks here.

2. Inbox Dollars – I’ve written about Inbox Dollars before because I’ve made some easy money signing up for trial offers on their site. But, they also offer several short, daily surveys that you can take.

If you take all four each day, you could earn an extra $730/year. Not too bad. Sign up for Inbox Dollars here.

3. My Survey – This is my personal favorite survey site. With this company you earn points for every single survey you take- even those which you don’t qualify for (just by answering the qualifying questions)! So you will never waste time and effort on a survey only to discover you don’t qualify.

You can redeem your points earned for cash or prizes and every 1000 points equals $10. Sign up for MySurvey here.

4. Springboard Panel – As part of the Springboard Panel, you get to give feedback on a new ideas and test new products for extra cash. They reward you with points that you can use towards cash or gift cards.

Plus, once you join the site, you’ll be entered to win a $1,000 and can earn additional entries for each survey you complete. Sign up for Springboard here.

5. Harris Poll Online – This is another favorite because it’s run by the Nielsen company (so you know they’re legitimate). They’re also famous for contacting survey panelists for local focus groups in their area.

One of my readers was asked to participate in a focus group for 2 hours about food and she earned an easy $80! Sign up for Harris Poll Online here.

6. CashCrate – This one is a lot like Inbox Dollars. They have both offers you can complete for cash and a daily survey for around 50 cents. Plus, they usually offer 1-2 daily surveys. Sign up for CashCrate here.

7. MintVine – Take surveys worth between 150 to 300 points and once you’ve reached 1000 points in your account, you can redeem for a $10 cash payment.

Since this one has really low threshold for payment, you should be eligible for your first cash-out within a couple of weeks. Sign up for MintVine here.

8. Pinecone Research – They have a good amount of surveys, but what’s unique about this company is that you get paid cash after every survey you take. There’s no minimum to cash-out (pays via Paypal).

The surveys pay $3 for each one completed. Sign up for PineCone here.

This is open to USA residents to apply.

9. Toluna – This site offers you a bonus 500 points when you sign up and when you have earned at least 60,000 points, you may redeem your points for a cash reward.

A lot of the surveys here are low-paying, but I still recommend signing up so you can be on their list for the big $$ surveys. Sign up for Toluna here.

I’d love to hear your experiences with these companies in the comments below. Also, these aren’t the only survey companies out there – just my favorites. But, I’ve written some tips about how to avoid survey scam here in case you stumble upon another site…

Good luck Penny Hoarders!

Dream wheels: The top ten most expensive cars in the world

The most expensive cars in the world are so much more than transportation. These rolling art pieces encapsulate the priorities of the one percent, and in that universe, flamboyance and swagger take precedence over practicality and efficiency. Lifestyle criticisms aside, these are truly mind-boggling machines, and we’d like to count down our favorites for you here.

For the sake of clarity, we’re categorizing recently made, road-legal production vehicles only — limited runs notwithstanding — and we’re leaving out classic cars sold at auction. We’re also limiting the list to one entrant per nameplate, so don’t expect 10 different iterations of the same Bugatti Veyron.

So whether your name is Buffet, Gates, Stark, or McDuck, these rides are for you — the most exorbitant people-carriers on the planet. They say money can’t buy happiness, but after viewing this list, you just might beg to differ.

0.) Zenvo ST1 ($1.2M)

Kicking off our list is less of a car and more of an unchained animal in the ST1. Assembled in Zealand, Denmark, the Zenvo creates an absolutely obscene amount of power by combining a 6.8-liter V8 with both a supercharger and a turbocharger. Just how much is obscene exactly? How about 1,104 horsepower and 1,054 pound-feet of torque, all channeled to the car’s rear wheels.
Unfortunately for the Danish outfit, the mostly hand-built ST1 has been surrounded with controversy since its debut. During Top Gear’s 21st season, the program tested the supercar around its famous track, only to be met with constant breakdowns, slower than expected lap times, and a good old-fashioned engine fire.
Zenvo disputed Top Gear’s claims, stating the show only published the vehicle’s sluggish laps and that the fire was caused by hours of extreme driving. Nevertheless, the vehicle’s murderous looks and monstrous grunt are nothing to shake a stick at. We certainly wouldn’t kick it out of the garage.

9.) Ferrari LaFerrari ($1.4M)

This 950-hp hypercar is so prestigious that its name literally translates to “The Ferrari” in Italian. The automaker’s first mild hybrid, LaFerrari equips a 6.3-liter V12 alongside an electric motor and trick Kinetic Energy Recovery System, which results in a shade less than 1,000 ponies and 664 pavement-crushing torques.
Few cars on the road are more striking, and even fewer accelerate faster. With a dry weight of less than 2,800 pounds, this dragon-like performance car accelerates from 0 to 60 mph in less than 3.0 seconds, and it’ll prance to 124 mph in under 7. Flat out, it’ll top 217 mph.
The only thing quicker than the car itself is how fast it sold, as all 499 units were snatched up faster than you can say “bank loan.” Ferrari also produced a hardcore, FXX K version specifically for the track, which we’ll delve into later.

8.) Pagani Huayra ($1.4M)

The Huayra is equally as famous for its odd-sounding name as it is for its face-melting performance. Named after the Incan God of Winds, the Huayra (pronounced why-rah) boasts an AMG-sourced 6.0-liter V12 with two turbochargers, resulting in 620 hp and and a massive 740 lb-ft.
Just how swift is it? Around the Top Gear test track, it set a time of 1:13.8, some 3.0 seconds quicker than the Bugatti Veyron Super Sport. It even bested the Ariel Atom 500, which is essentially a go-kart with a 500-hp V8 strapped on the back. It still holds the show’s track record to this day, and that’s just the beginning. With incredible gullwing doors and one of the most intricate interiors ever designed, the Huayra is like nothing else on the road.

7.) Aston Martin One-77 ($1.4M)

1.4 million sure is a popular number in the supercar world, because that’s what it took to get your hands on this limited-edition Aston. We say “took” because all 77 units have been spoken for, so if you were hoping to channel your inner Bond with this car, your luck has unfortunately run out.
Arguably the most classically handsome car on this list, the One-77 is built around a carbon fibre monocoque chassis, with a handcrafted aluminum body giving it its sophisticated, aggressive look.
Under the vented hood lurks a naturally aspirated V12 that displaces 7.3 liters, which is a lot. It produces 750 hp and 553 lb-ft, which is also a lot. Those numbers make the One-77 the fastest Aston Martin ever made, as this spy chaser will top 220 mph in the right conditions. From a stop, it’ll do 0 to 60 mph in 3.5 seconds.

6.) Koenigsegg One:1 ($2.0M)

You can buy a lot with $2 million — a really nice house, about 80 Mazda MX-5’s, or the Swedish “megacar” shown above. A logical thinker could probably think of a better way to spend your life savings, but megacars don’t give a damn about logic. Because they’re mega. And after reading what the car is capable of, $2 million might actually be a steal.
The limited-edition One:1 is based on the Agera R, and it earned its poetic moniker by employing a 1:1 kilogram-to-horsepower ratio. The figure on each side of the colon? 1,340. That’s right, this car has 1,340 hp, and can theoretically top 273 mph because of it. Simply put, this is one of the fastest automobiles ever made, and with its F1-style honeycomb core, carbon fiber intake manifold, and ventilated ceramic brakes, it’s one of the most advanced as well.
Just six examples of the speedy Swede were built, and each one was sold quite quickly. Keep an eye out on Craigslist though, you never know.

5.) Ferrari F60 America ($2.5M)

To celebrate Ferrari’s 60-year tenure in North America, the Italian brand built 10 examples of this stunning bombshell. Based on the F12 Berlinetta, the F60 is undeniably patriotic as it wears a Stars and Stripes color scheme, American flag seat inserts, and classic racing livery all around. Better yet, you can experience the glory with the top down, as the F60 equips a lightweight fabric top that can be operated at speeds up to 75 mph.
The supercar is mechanically identical to the F12, but the Berlinetta isn’t exactly a Fiat Panda to begin with. Its 6.2-liter V12 churns out 740 glorious hp, enough to propel the car to 60 mph in only 3.1 seconds. The ultra-rare flag-waver harkens back to Ferrari’s bespoke past, as the company built several region-specific sports cars in the 1950s and 1960s.

4.) Mansory Vivere Bugatti Veyron ($3.4M)

This list wouldn’t be complete without some version of the mighty Bugatti Veyron. We’re shining our spotlight on the the Mansory Vivere edition here, because not only is it one of the fastest cars in the world, it’s one of the most expensive.
Augmented by German witch doctors Mansory, the 1,200-hp Veyron starts out as a Grand Sport Vitesse Roadster, only to be adorned with a gorgeous carbon fiber body, a new spoiler package, upgraded LED lights, a rebuffed cabin, and a redesigned front grill. Further classifying the Veyron as a work of art, maps of historic race events like the Targa Florio are laser etched into the exterior and interior. Oh, and it can do 254 mph.

3.) W Motors Lykan Hypersport ($3.4M)

You may recall the Lykan Hypersport from its starring role in the blockbuster Furious 7, where the Lebanese supercar crashed through not one, not two, but three skyscrapers in Dubai. In a franchise filled with high-end exotics and one-off custom creations, the fact that the Hypersport got so much focus is a testament to its magnetism.
Let’s start with the styling, which includes jewel-encrusted headlights, scissor doors, and an interior ripped straight from science fiction. It looks like a pissed off armored car from the future, and its performance is right on par with its image. The Hypersport boasts a 3.7-liter, twin-turbo flat-six that yields 770 hp and 708 lb-ft.
It’s not just Dominic Toretto who benefits from this level of performance though, as the Abu Dhabi police force has drafted the Hypersport into patrol duty. Although it’s mainly used for marketing and public relations purposes, the high-flying stunner assures that the authorities can keep up with any baddie that tries to get cute on the freeway. Pedal to the floor, 0 to 62 mph is accomplished in just 2.8 seconds, and top speed is a downright scary 240 mph.
2.) Lamborghini Veneno ($4.5M)

Poison. That’s the name Lamborghini chose for the modified Aventador you see above — translated from Italian of course — built to celebrate the automaker’s 50th birthday. We can’t speak for the company’s motivations, but the name is fitting for a vehicle that looks so positively deadly, so undeniably venomous.
The car is absolutely stunning from every angle, and to this day, we’re not convinced it isn’t an alien spacecraft surveying our planet for eventual takeover. It just doesn’t seem real. The only thing more remarkable than the look is the price — a whopping $4.5 million.
The Veneno is fast, and that should come as no surprise. Its 6.5-liter V12 spins all the way up to 8,400 rpm to deliver 740 hp and 507 lb-ft, surging the car to 60 mph in 2.9 seconds.

1.) Koenigsegg CCXR Trevita ($4.8M)

Koenigsegg makes its sophomore appearance on our list with the CCXR Trevita, and it does so as the most expensive street-legal production car in the world. Why so much coin? With no exaggeration, the car is literally coated in diamonds … and diamonds aren’t cheap.
For the Trevita, the Swedish manufacturer developed a new exterior finish called the Koenigsegg Proprietary Diamond Weave, which involves coating carbon fibers with a diamond dust-impregnated resin. We can’t even fathom how much the touch up paint costs.
Underneath the lustrous finish lies a 4.8-liter, dual-supercharged V8 with a total output of 1,004 hp and 797 lb-ft, which means it should have little to no trouble overtaking semis on the freeway. The car’s specifications — in both performance and price — are nearly comical at this point, and just three were ever made.